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osmeranthiq

Cookie Usage Policy

Understanding how osmeranthiq collects and manages data to enhance your financial planning experience

How We Use Tracking Technologies

osmeranthiq employs various tracking technologies on our emergency fund planning platform to provide you with a personalized and secure financial education experience. These technologies help us understand how visitors interact with our educational content, remember your preferences, and protect your account information.

When you visit osmeranthiq.com, small text files called cookies are stored on your device. These files contain information that helps our platform recognize your browser during subsequent visits. We also use web beacons, pixel tags, and similar technologies to collect usage statistics and improve our educational resources.

Data Collection Methods: Our tracking systems monitor page views, time spent on educational modules, click patterns on financial planning tools, and user preferences for content personalization. This information helps us refine our emergency fund planning curriculum and identify which resources provide the most value to our community.

Essential Functionality

These cookies enable core website functionality including user authentication, secure login sessions, and basic navigation features. They remember your language preferences and keep you logged into your learning dashboard safely.

Learning Analytics

We track your progress through our financial education modules, quiz completion rates, and which emergency fund planning strategies you find most helpful. This data helps us customize your learning path and suggest relevant content.

Performance Monitoring

These cookies monitor how quickly our financial calculators load, identify technical issues with our budgeting tools, and help us maintain optimal website performance for all users accessing our educational resources.

Content Personalization

Based on your interaction patterns, we personalize which emergency fund articles appear in your dashboard, recommend relevant financial planning webinars, and customize the order of educational modules to match your interests.

Information We Collect Through Tracking

This information helps us understand which aspects of emergency fund planning resonate most with our users. We analyze aggregated data trends to identify gaps in our educational content and develop new resources that address common financial planning challenges faced by our community.

Managing Your Cookie Preferences

You have several options for controlling how tracking technologies function on your device. Most web browsers allow you to view, delete, or block cookies through their settings menu. However, please note that disabling certain cookies may limit your ability to access some features of our financial planning platform.

Chrome
Settings → Privacy → Cookies
Firefox
Options → Privacy → Cookies
Safari
Preferences → Privacy
Edge
Settings → Cookies

Mobile Device Controls: On smartphones and tablets, you can typically manage cookie settings through your browser's privacy menu or your device's general privacy settings. Some mobile browsers also offer private browsing modes that don't store cookies or tracking data.

Essential Cookies Cannot Be Disabled

Certain cookies are necessary for basic website functionality and security. These include session cookies that keep you logged in, security tokens that protect against unauthorized access, and preference cookies that remember your language and accessibility settings. These essential cookies remain active regardless of your privacy preferences.

Data Retention Periods

Different types of tracking data are retained for varying periods based on their purpose and legal requirements. Here's how long we keep different categories of information:

Session Only
Login authentication cookies and temporary security tokens are deleted when you close your browser or log out of your account.
30 Days
Website performance data, page load times, and technical error logs are kept for one month to identify and resolve platform issues.
12 Months
Learning progress tracking, course completion data, and personalization preferences are retained for one year to provide continuous educational experience.
24 Months
Aggregated usage statistics and content effectiveness metrics are kept for two years to inform long-term platform improvements and curriculum development.

Third-Party Tracking Services

osmeranthiq partners with select third-party services to provide enhanced functionality and insights. These services may place their own tracking technologies on your device when you visit our platform. Each third-party service operates under its own privacy policy and data handling practices.

Analytics Services: We use web analytics tools to understand how users navigate our financial education content. These services help us identify which emergency fund planning resources are most effective and where users might be experiencing difficulties in their learning journey.

Educational Content Delivery: Some of our interactive financial planning tools and calculators are powered by third-party educational technology platforms. These services may track your interactions with their tools to provide personalized recommendations and improve their educational algorithms.

You can opt out of many third-party tracking services by visiting their respective privacy settings pages or using browser plugins designed to block tracking scripts. However, this may affect the functionality of certain interactive features on our platform.

Questions About Our Cookie Policy

If you have concerns about how we use tracking technologies or need assistance managing your privacy preferences, please contact our privacy team.

Email: info@osmeranthiq.com

Address: 86 Moorland Rd, Burslem, Stoke-on-Trent ST6 1DY, United Kingdom

Phone: +442077387483

Last Updated: 15 February 2025

We review and update this cookie policy annually or when significant changes are made to our tracking practices.